Blue Cash Preferred from American Express

The Blue Cash Preferred from American Express stands out for its shopping perks, including discounts on streaming services, supermarket purchases, and gasoline.

Plus, users can enjoy cashback on most purchases, making it a great choice for savvy savers.

If you want a card that goes beyond just installment options, give this American Express alternative a look!

How to earn cash-back rewards?

It’s very simple, see below what you need to do to earn lots of cash back rewards:

• 3% cashback on gas and transit.
• 6% cashback on select US streaming services.
• 6% cash back on $6,000 in annual spending at US supermarkets.
• 1% cash back on all other purchases.

The main benefits and perks of this credit card

The general functions of credit cards are always the same: allowing purchases in cash or in installments using a pre-approved credit limit.

So, if we only consider this issue, the decision for a specific card may not be so simple, as they are all practically the same in terms of basic functionality.

Therefore, it is important to present the differences between Blue Cash Preferred from American Express, that bring important elements to enable choice.

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• 3% cash back at U.S gas station and on transit: taxis, parking, trains, buses, etc.
• You can earn $150 back after you spend $3,000 in purchases on the Card within the first 6 months of Card Membership.
• You can earn 20% back on Amazon purchases.
• 6% Cash Back at U.S. supermarkets
• 6% Cash Back on select U.S. streaming subscriptions.
• 1% Cash Back on other purchases.
• $120 Equinox+ Credit.
• Digital wallets.
• Credit secure.
• Purchase protection.
• Car rental loss.

More about the card:

• Annual Fee: $0 intro for first year, then $95.
• Credit card brand: American Express.
• International credit card: Yes
• Interest rate: 13.99% – 23.99% (Variable).
• Pros
• Bonus rewards on select streaming services;
• Generous bonus rewards;
• APR introductory offer.
• Contras
• Very high cash advance rate;
• 2.7% foreign transaction fee;
• American Express is not as widely accepted as Visa or Mastercard.

Is Blue Cash Preferred for you?

As we saw previously, this is a card option that certainly offers many advantages in terms of savings and access to services.

This means that when you choose it, you will have access to several interesting features for your daily life.

But, talking about the public, we saw that some proposals stand out, such as discounts in supermarkets and even for the purchase of gasoline.

Therefore, the Blue Cash preferred It is good for those who prioritize savings and advantages in their daily lives, making this the ideal card to have in your wallet.

And considering that you can receive cash back on several categories of purchases, the savings become even greater.

However, we cannot fail to consider that this is a card that charges an annual fee from the second year of membership, so it is important to evaluate its use.

This is because, depending on your consumption pattern, it is possible to compensate for the annual fee.

So, the decision for this card must consider all these criteria, in order to choose something that will really make a difference in your purchases and will not bring you extra costs.

Is it worth joining Blue Cash Preferred?

At first glance, the Blue Cash Preferred from American Express It certainly surprises and draws attention due to its proposed savings on daily purchases.

Therefore, if we only consider the possibility of saving every day on supermarkets and gasoline, it will be difficult to find anyone who does not want to join.

However, we saw that this is a card that charges fees, especially the annual fee, which currently many cards have already left aside.

Therefore, knowing whether or not it is worth keeping depends a lot on its use, as it is aimed especially at an audience that spends at least$6,000 in US supermarkets every year and buys gas frequently.

So, consider these points when making your choice, and you will certainly not regret it!