How to Get 5% Cash Back on Groceries, Gas, Restaurants, and More

When I first got this card, I didn’t expect it to completely change how I felt about everyday spending.

But as soon as I started using it, I realized that every grocery run, fill-up at the gas station, or dinner out was actually rewarding me with cash back.

And the best part? I’m not just getting a little back here and there—I’m earning 5% cash back in different categories each quarter, like groceries, restaurants, and gas stations, when I activate.

It’s such an easy way to make my regular purchases work for me.

What really surprised me was how simple the rewards are. The cash back I earn doesn’t expire, so I never feel rushed to use it.

Every dollar I earn sits there, waiting until I’m ready to redeem it.

And when I do? It’s a straightforward exchange: $1 earned is $1 I can use as a statement credit.

No complicated calculations or hoops to jump through, just pure rewards.

But what blew me away was Discover’s Cashback Match.

After my first year, they automatically matched all the cash back I earned—doubling it without any effort on my part. If I earned $150 in cash back, they made it $300.

No limits, no fine print, just extra money in my account.

That kind of reward really makes a difference.

Another thing that gives me peace of mind is how secure this card is. With $0 Fraud Liability, I don’t have to worry about unauthorized purchases, and if I ever lose my card, I can lock my account instantly using the Freeze it® feature on the app.

It’s nice to know I’m in control.

On top of that, Discover takes privacy seriously.

They offer Online Privacy Protection to help keep my personal info off those people-search websites, and I get alerts if my Social Security Number ever shows up where it shouldn’t, like on the dark web.

From picking out my own card design to enjoying a 0% intro APR on purchases and balance transfers for the first 15 months (and no annual fee), it’s clear that this card was made with people like me in mind.

If you’re after a card that rewards you for your everyday spending and makes life easier, this is the one to have.