Discover it Secured credit card: Card that approves instantly

If you are facing problems gaining credit due to a negative history, the Discover It Secured Credit Card has the ideal proposal for your profile.

This card was launched precisely for customers with a negative credit score, and offers numerous features that help with financial recovery.

Discover the proposal below. We will see how this card can help you financially with various benefits.

No annual fee and no credit analysis

For those who want to save as much as possible, the Discover It Secured Credit Card offers a total exemption from the annual fee.

Furthermore, you will not have any problems with approval due to having a negative credit history, as this information is not consulted in the card release analysis.

For this reason, this proposal is much more accessible, in addition to being highly recommended for those who want to rebuild their financial lives.

How does the Discover It Secured Credit Card work?

Previously we said that the Discover It Secured Credit Card does not consider credit history for release, and this is because you are the one who builds your own limit through a refundable security deposit.

Deposit from $200 and free up that same limit amount to use as you wish. So, in practice, your deposit works as a credit limit.

Earn credit responsibly

See how the Discover It Secured Credit Card can help you build a positive history:

Pay on time: By paying your invoices on time, you guarantee an increase in your credit score, as this history is reported to the credit agencies.

Pay the full invoice: By paying the full invoice you avoid interest and late fees, and demonstrate to the bank that you can pay for the credit.

Avoid very high invoices: have control when depositing amounts for limit. Prefer to have a lower limit that fits into your monthly budget. This way you avoid debt and improve your profile.

Card benefits

In addition to the easy credit proposal, the Discover It Secured Credit Card also offers numerous benefits, see what they are:

1% cashback on all purchases: for every purchase made with the Discover It Secured Credit Card you are guaranteed 1% of the value back.

2% cashback on specific purchases: Make your purchases at gas stations and restaurants and receive up to 2% back on each transaction. Benefit limited to $1,000 per quarter.

Double Rewards: At the end of the first year you will have the chance to receive double all the reimbursement received during the period.

Refund of security deposit

After 7 months of the first deposit, Discover will begin the automatic monthly account analysis protocol to check whether you are eligible for traditional credit. If this analysis is positive, you will receive your deposit back and you will have a common limit. 

If you prefer, you can use this limit to further increase your purchasing potential.

Accepted nationwide

With the Discover It Secured Credit Card you will not face acceptance problems, as 99% of establishments in the United States accept it. So you can use your credit limit wherever and however you need.

Safety and practicality

The Discover It Secured Credit Card offers customers several security features that ensure practical use. Get to know some of them:

Virtual Privacy: Discover regularly removes your information from websites related to profile searches.

Social Security Number Alerts: If your Social Security number is found on a fraudulent website, you will be automatically notified. 

Blocking: Instantly block your account if you identify any suspicious transactions. This protects your finances and avoids bigger problems.

Zero Liability Protection: With the Discover It Secured Credit Card you have complete and free protection against unauthorized purchases.

US Customer Service: Get access to instant US customer support whenever you need it.

FICO® Score: butTrack your score for free through FICO®. Control your finances with ease.

How to apply

Applying for the Discover It Secured Credit Card is very simple, as you can do it 100% online and there is no credit analysis.

Order the card and remember to set aside at least $200 for the security deposit. Plus, get ready for the standard variable APR of 28.24%.

Final Considerations

This card is the ideal proposal for those who want to build a credit limit easily, and thus guarantee financial recovery.

The Discover It Secured Credit Card is free of annual fees, offers benefits and several security features to make your daily life more practical.

So, if this proposal appeals to you, apply today and have access to credit!