Discover the Bank of America Cash Rewards Credit Card: Benefits and Features

If you’re on the hunt for a credit card that consistently rewards you, with no annual fee and a nice sign-up bonus, the Bank of America Cash Rewards Credit Card could be just what you need.

With a tempting $200 cash rewards bonus and 1.5% unlimited cash back on all purchases, this card keeps things simple and flexible, making it a great option for boosting your rewards on everyday spending.

A $200 Cash Bonus You Can Easily Earn

One of the best perks is the $200 cash bonus. All you need to do is spend $1,000 within the first 90 days of opening your account. That’s a nice reward for just using your card for things like groceries, bills, or everyday shopping.

1.5% Cash Back on Everything

With this card, you’ll get 1.5% cash back on every purchase, no limits. Whether it’s buying groceries, dining out, or paying your bills, every time you use the card, you’re earning cash back. Plus, the rewards don’t expire as long as your account stays open.

Bigger Rewards with Preferred Rewards Program

If you’re already part of the Bank of America Preferred Rewards® program, you can boost your cash back by 25% to 75%.

Depending on your tier, that means your cash back rate can go up to 1.87%, 2.25%, or even 2.62%.

So, if you’re a loyal Bank of America customer, this is a great way to maximize your rewards.

Intro 0% APR on Purchases and Balance Transfers

Another huge perk? A 0% introductory APR for the first 15 billing cycles on purchases and balance transfers made within the first 60 days.

This gives you plenty of time to pay off big purchases or transfer existing balances without racking up interest. After that, a variable APR between 19.24% and 29.24% applies, depending on your credit score.

Keep in mind, balance transfers have a 3% fee during the first 60 days, and then 4% after that, so it’s worth acting fast if you’re planning to consolidate debt.

No Annual Fee

One of the best things about this card? No annual fee. You can enjoy all the rewards without worrying about extra charges cutting into your earnings.

Security and Peace of Mind

This card also comes with strong security features. You’ll get $0 liability protection for unauthorized charges and overdraft protection when linked to a Bank of America checking account.

Plus, you can keep an eye on your credit score with free FICO® score access.

Perfect for Everyday Spending

Thanks to its simple 1.5% cash back on everything, this card is great for everyday use.

There are no rotating categories to keep track of or bonus rewards to activate—it’s just a flat rate on all purchases, making it super easy to use and understand.

From essentials to treats, this card lets you earn cash back on every swipe.

Extra Perks for Bank of America Customers

If you’re already a Bank of America customer, the rewards get even better with the Preferred Rewards program, offering special bonuses that can significantly boost your cash back.

If you’re looking to get more out of your relationship with the bank, this card is a great way to do it.

Is This Card Right for You?

The Bank of America Cash Rewards Credit Card is perfect for anyone who wants a straightforward rewards card with no annual fee.

It’s especially good if you want unlimited cash back without having to track spending categories.

And with a $200 sign-up bonus and 0% intro APR, it’s also great for anyone planning a big purchase or balance transfer.

For Bank of America customers, the Preferred Rewards program can help you earn even more, making this card one of the most rewarding options around.

In a Nutshell: Simple, Rewarding, and Free

With no annual fee, 1.5% unlimited cash back, and up to 2.62% if you’re part of the Preferred Rewards program, the Bank of America Cash Rewards Credit Card offers solid earning potential without the hassle.

Add in the $200 bonus and 0% intro APR, and it’s perfect for anyone who wants to earn more while managing their spending easily.

Ready to start earning cash back? Consider applying today and make the most of every dollar you spend!