How does the Chase Freedom Flex card work?

Check it out right now with more details and see how it works, fees, interest rates, and much more.

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Issued by one of the oldest financial institutions of the United States the Chase Freedom Flex, brings such a good service, that can meet the needs of many customers.

The JP Morgan Chase Bank is a traditional institution that is known for its great credit cards and other services that the bank offers to people.

How does it work and who issues it?

How does the Chase Freedom Flex card work?

This card works as a travel credit card that offers many types of perks and benefits. The Chase Freedom Flex offers impressive rewards without fees.

It also offers extra cash back in the dining and travel categories. It is definitely a cash back credit card.

The Chase Bank is the institution that issues this credit card, it always provides other types of service like, but the most known product is its credit cards.

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What is card limit?

After you are approved the minimum limit that you can get is $500, some customers related it can be more. Creditworthy cardholders can get limits much higher than that.

Does it have interest rates?

Yes, it does. Keep reading to find out which they are.

  • Regular APR: 14.99- 23.74% (variable).
  • Purchase Intro APR: 0% Intro APR on Purchases for 15 months.
  • Balance Transfer Intro APR: 0 percent for 15 months.

Does it have fees?

  • Annual fee: Non-applicable.
  • Cash advance: 24.99% (variable).
  • Foreign purchase transaction fee: 3% on transaction charges made internationally.

Who can get the card?

For you to get the card your credit must be great / excellent, and the minimum credit score is 700. However, it is noteworthy that even fulfilling the application requirements, you do not guarantee approval.

How to apply for it?

It is very easy to apply for it, you will need to fill out a form on the website with the following information:

  • Personal information: name, mother’s maiden name, social security number, date of birth, Tax ID type.
  • Contact information: Email address, phone number, city, zip code.
  • Financial information: Primary source of income, total gross annual income.

What happens after you apply for the Blue Cash Preferred?

After submitting your application, the bank will review it, which can take up to 10 working days, but applying online can be approved immediately. Finally, you will receive your card within 20 working days, it will be sent by mail.

Frequently asked questions:

Is Chase Freedom Flex good for beginners?

The Chase Freedom Flex is a great option card for beginners and people who are looking for cash back. And it is a card that offers a great array of benefits and perks.

What is the minimum credit limit for Chase Freedom Flex?

The minimum credit limit is $500 or more. One of the best advantages of this card is that everyone who gets approval is guaranteed a credit limit of at least $500.

Is the Chase Freedom Flex worth it?

Yes, if you are looking for a card that offers: points, rewards and, on top of all that, there is no annual fee.

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