How does the Citi Custom Cash card work?

Check it out right now with more details. How it works, fees, interest rates, and much more.

Citigroup (also known as Citi) is one of the largest finance services companies, it is knowing to offers deposits and loans, brokerage, investment banking, wealth management, and other financial services.

How does it work and who issues it?

This card works as a reward credit card, but you also can use them in your daily routine or as a second credit card.

This card has come to the market with one of the more interesting rewards programs.

It provides 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, and 1% cash back thereafter.

The Citibank is the company that issues the Citi Custom Cash, you also can download its app which you will be able to manage your money when you want, where you want, and the way you want.

It’s how Citi digital services help you get the most out of your time and money.

What is card limit?

Citibank doesn’t inform which is the maximum credit limit. The usual Citibank credit card limit is $500 to $5,000 to start, depending on the card.

These are some requalifies that Citigroup checks before they approve your application.

• Annual income.
• Employment.
• Creditworthiness.
• Utilization rate.
• The number of credit card inquires.

Does it have interest rates?

• Regular APR: 13.99% – 23.99% (Variable)
• Purchase Intro APR: Non-applicable.
• Balance Transfer Intro APR: 0% for 15 months.

Does it have fees?

• Annual fees: $0.
• Cash advance: 5% of each cash advance; $10 minimum.
• Foreign purchase transaction fee: 3%

Who can get the card?

This card is designed for people who have an excellent credit score, you need to have at least 670 to be able to get Citi Custom Cash.

How to apply for it?

For you to get the Citi Custom Cash, you will have to sign up on Citibank website. You are going to inform some personal information and fill an online application. Citi Bank will ask for your:

• Personal information: name, home address, date of birth, country, phone number.
• Finance information: total annual income, monthly mortgage/rent payment.

What happens after you apply for the Citi Custom Cash?

After you send your application, the company will analyze if you will be able to get the card.

For you to know if your Citibank credit card application has been approved, you can track your card’s application status on the bank’s website.

Frequently asked questions:

Is Citi custom cash a World Elite Mastercard?

Yes. This card can be a Mastercard World Elite product that offers these built-in benefits: Free 2-day ShopRunner shipping, 5% back on HelloFresh purchases, $5 Lyft ride credit once per month after the first 3 monthly rides, etc.

Is Citi custom cash card metal?

No, it is not a metal credit card.

What kind of card is the Citi Custom CashSM Card?

The Citi Custom CashSM Card is a Mastercard credit card that provides cardmembers with opportunities to earn cash back. Cardmembers never have to sign up for rotating bonus categories.