How To Open an account in Citibank?

Keep reading to find out how open an account in Citybank.

Citibank has several options for you, it is very easy to open an account, because you can do it digitally through your computer or cell phone and with a few clicks you already have your account open!

On Citibank’s website

You can choose which account suits you best and which meets your needs:

• Checking and savings
• Certificates of Deposit
• Credit card
• Loan

Checking and Savings

It is a technology that makes access convenient, easy and service package with benefits that meets your needs. As an option for this category:

Citigold High Level: Customers need to have minimum monthly balance of $1,000.00.

Citigold Relationship Manager and Citi Personal Wealth Management: Clients who have an average balance of at least $200,000.

City Priority Advisor: This is a banking service that also provides dedication and professional strategies, however this specific one is for clients who have a minimum balance of $30,000.

Anyway, there are more options, but the important thing to know before you definitely choose is that you need to be a US citizen, a permanent resident alien, and be at least 18 years old. 

The information that the bank requires to open an account:

• Address
• Social Security Number
• State issued ID

Certificate of deposit

You can have fixed-rate certificate of deposit, so you will earn cd interest regardless of whether you save for short or long term. The period is 3 months, 6 months, 18 months or even five years!

There is a possibility for you to have an enhanced deposit, so for 30 months your interest rate will increase every 10 months.

Or the certificate of deposit without penalty which is 12 months a guaranteed rate and you can withdraw the full balance at any time without penalty after the first 6 days. 

Credit Card

If you need to improve your score or else you want to have a card with an advantage and benefit to reward you for what you have spent, Citibank can also guide you with this as they have credit card with low APR, travel card and card that rewards you with cash back.

The options are:

Citi Double Cash Card – You can earn up to $200 in cash back after making purchases that are considered qualifying. 

Diamond Preferred Card – Has a low fee on purchases and transfers.

Premier Card – You can earn three points at restaurants, supermarkets, gas stations, air travel, and hotels.

Loan

If you are interested in buying a home, refinancing the one you already have, or using your home equity you can apply when you are a Citibank customer. You can get discounts of $500 and even get special pricing with cheaper rates.

The bank has the option of Home Captain to help you find a real estate agent who works near your area, the resource allows you to find MLS listings, and if you are refinancing your home, you can check the market values on Home Captain.

But rest assured, it is possible to get a quote before you decide if it is what you really want.

Finally, if you are looking for a mortgage, the bank can help you by offering professional guidance and online tools during the whole process of buying your house. You can use the checking plus line of credit for this, which has a variable rate, overdraft protection, and prevents bounced checks. 

And if you need money to consolidate a debt or buy something you really want, the bank has the option of using your home as equity. 

Frequently asked questions:

How will I be billed for programs or services offered through Citi?

Programs and services offered through Citi, for which there is a charge, include information in the offer materials for how the charge will be billed. If the program or service is offered through a Citi credit card, in most situations it will be billed directly to the selected Citi® Card. For information about a specific program or service, please refer to the offer materials or call Citi customer service at 1-800-347-4934 TTY: Use 711 or other Relay Service

Where can I get information about other Citi products and services?

Go to the Citi.com website.

Why did some of the programs and services disappear once I signed on?

When you sign on, we show you only those benefits that come with your Citi® Card, as well as the programs and services you already have or are eligible for.