How to Request the Wise Card and Its Benefits

When it comes to managing your finances while traveling or dealing with foreign currencies, the Wise card stands out as an efficient and user-friendly option.

Designed to offer transparent fees, competitive exchange rates, and support for over 40 currencies, the Wise card makes international transactions seamless.

Step-by-Step Guide to Requesting the Wise Card

1. Download the Wise App:
   Get the Wise app from your phone’s app store.
2. Create an Account:
   Sign up using your email and set a secure password.
3. Complete Your Profile:
   Fill in your personal information and verify your identity.
4. Choose Multi-Currency Account:
   Select the multi-currency account option and follow the steps to finish the setup process.
5. Order the Wise Card:
   Once your account is set up, you can order the Wise card through the app and start making international transactions easily and securely.

 

 

Benefits of the Wise Card

• Spend Like a Local in Over 40 Currencies:
  The Wise card is linked to a multi-currency account, allowing you to hold and convert over 40 currencies, including USD, EUR, and GBP. Add funds in the desired currency and use local money for purchases, payments, and withdrawals with no additional fees.
• Low Fees on International Transactions:
  When adding funds to your Wise account, the transaction fees are significantly lower compared to conventional credit cards. This makes Wise an economical choice for international spending.
• No Annual Fees or Hidden Charges:
  Opening a Wise multi-currency account is free, with no membership or annual fees. Wise is transparent with all fees, shown upfront on the website or app, so you know exactly what you will pay before making any transaction.
• Free Virtual Card:
  Wise offers a virtual card with all the benefits of the physical card, plus an added layer of security. The virtual card can be added to digital wallets like Google Pay and Apple Pay, making mobile payments convenient. You can generate up to three virtual cards at a time and freeze or cancel them as needed.
• Compatible with Various Digital Wallets:
  Link your Wise card to digital wallets such as Apple Pay, Google Pay, Fitbit Pay, and Garmin Pay. This enables you to make contactless payments using just your phone in stores that accept these payment methods.
• Commercial Exchange Rate for All Conversions:
  Wise uses the commercial exchange rate without any margin, ensuring you get the market rate at the time of the transaction. This is significantly cheaper than rates offered by banks and exchange houses that use a marked-up tourist rate.
• Reduced and Transparent Service Fees:
  In addition to the commercial exchange rate, Wise charges a small service fee starting at 0.43% for currency conversion. This fee may vary depending on the currency, destination country, and payment method but is still much lower than fees charged by many banks and exchange services.
• Convert Money During Your Trip:
  If you find yourself in a new country without the local currency, Wise’s smart conversion feature can help. It selects the currency in your account with the lowest fee for conversion at the time of the transaction. Note that this feature doesn’t work for transactions from all currencies, so you’ll need to have a supported currency in your account.

By following these steps and understanding the benefits, you can make the most of your Wise card for hassle-free international transactions.