LightStream Personal Loans

Check out the main loan information and find out why it might be a good option for you!

Did you know that the LightStream Personal Loans can be a good option for you who is looking for a loan?

It offers a lot of benefits and low rates.LightStream is a company that offers personal loans for different situations and needs.

Thus, it is possible to apply for the following types of loans: auto, medical, debt consolidation, mortgage, etc.In addition, one of its differentials is that it does not charge extra fees for late payments.

Main benefits

• Autopay discount.
• Term availability.
• Experience guarantee.
• Rate beat program.
• Special home improvement features.

More about the loan:

• Loan amounts: $5,000 to $100,000.
• APR range: 4.99% to 19.99%.
• Minimum credit score: 660.
• Loan terms: 2 to 7 years.
• Fees: non-applicable.
• Pros

• Online application;
• Low rates and no fees;
• Loans for more than 30 different purposes.
• Cons

• No prequalification;
• No business loans; 
• Requires many years of credit history.

What can LightStream Personal Loans be used for?

You can use the LightStream Personal Loans for a lot of purposes. Therefore, it is possible to apply for loans to:

• Finance a vehicle
• Home improvements   
• Medical expenses
• Wedding costs
• Debt consolidation
• Other purchases.

It is important to mention that LightStream Personal Loans cannot be used for some purposes. See what they are below:

• Pay for post-secondary education or to cover business expenses.
• Refinance other LightStream loans.
• Purchase bonds or anything related to this.
• Contribute loan proceeds to life insurance or retirement.

Are LightStream Personal Loans good for you?

The LightStream Personal Loan can be a good option for you who have a good credit history, as to apply for this loan you must have a score above 660.

Also, if you are looking for a loan that you pay no fees and the application process is completely online, then this loan is perfect for you.

Is it worth keeping it?

It certainly offers several advantages and can be requested through the institution’s website.

In addition, it is possible to obtain very attractive values, not to mention that there are several types of loans that can be used to pay off a debt or even buy a car.

In this way, it is very worthwhile to take out the loan, as the institution is very reliable and known for offering this type of financial service.