Quicksilver from Capital One: A No-Annual-Fee Credit Card with Cashback

The Quicksilver from Capital One is an excellent choice for those seeking a no-annual-fee credit card with straightforward rewards and no additional fees.

The Quicksilver from Capital One offers 1.5% cashback on all purchases, with no limit on the amount or specific categories.

This means that customers can receive a portion of the value of their purchases back, helping them save money.

Additional Benefits

In addition to cashback, the Quicksilver from Capital One provides several other benefits, such as:

• Purchase Protection: This insurance covers the value of the purchase in case of theft or damage.
• Price Protection: It ensures that customers receive a refund for the price difference if they find the same product at a lower price elsewhere.
• Flight Delay Insurance: It covers expenses for food and lodging in case of flight delays.
• Price Guarantee: This guarantee ensures that customers receive a refund for the price difference if they find the same product at a lower price elsewhere within 60 days of purchase.
• Points Accumulation: The accumulated points can be converted into cashback, airfare, gift cards, or other rewards.

Requirements

To apply for the Quicksilver from Capital One, a minimum monthly income of $500 is necessary. The card can be requested through the Capital One mobile app or the financial institution’s website.

Advantages

The Quicksilver from Capital One offers several advantages to its customers, including:

• No Annual Fee: The card does not have an annual fee, which can lead to significant savings for the customers.
• 1.5% Cashback: The card provides 1.5% cashback on all purchases, without a limit on the amount or specific category.
• Protection Benefits: The card offers various protection benefits, including purchase protection, price protection, and flight delay insurance.
• Price Guarantee: This guarantee ensures that customers receive a refund for the price difference if they find the same product at a lower price elsewhere.
• Points Accumulation: The accumulated points can be converted into cashback, airfare, gift cards, or other rewards.

Disadvantages

The Quicksilver from Capital One also comes with some disadvantages, including:

• Fees: The card charges fees for certain services, such as ATM withdrawals and installment plans.
• Credit Limit: The initial credit limit of the card may be low for some customers.

Conclusion

The Quicksilver from Capital One is a no-annual-fee credit card that offers cashback on all purchases. It is an excellent choice for those seeking a straightforward card without extra fees. However, it is essential to consider the card’s associated fees and the initial credit limit before applying.

Updates

In November 2023, the Quicksilver from Capital One underwent some updates, including:

• Increased Cashback Rate: The cashback rate was raised from 1.5% to 2% on all purchases, with no limit on the amount or specific category.
• Addition of Price Guarantee: The card now offers a price guarantee, ensuring that customers receive a refund for the price difference if they find the same product at a lower price elsewhere.

These updates make the Quicksilver from Capital One even more appealing to customers seeking a no-annual-fee credit card with straightforward rewards and no extra fees.