Tomo Credit Card

In this post, you’ll see which are the perks that Tomo Credit Card offers its customers. Keep reading to learn more about it.

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Tomo Credit Card card is one of the best credit cards for newcomers in the U.S. or those who have a low credit score, because Tomo has no credit check.

How does the Tomo Credit

The card does not charge any fees or interest rates and offers its customers an attractive credit limit.

In addition, Tomo offers many other benefits, see below for more information!

Main benefits

  • Up to $10,000 credit limit;
  • $0 Fees and 0% APR;
  • Earn unlimited 1% cash back on all eligible purchases;
  • Reports to all 3 major credit bureaus;
  • DoorDash;
  • Mastercard Global Service;
  • Mastercard ID Theft Protection;
  • Zero Liability Protection.

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More about the card:

  • Annual fee: $0
  • Credit card brand: Mastercard.
  • International credit card: Yes.
  • Interest rate: No interest charges.
  • Pros
  • No APR charges;
  • No annual fee;
  • No credit history required for eligibility.
  • Cons
  • Does not offer a signup bonus;
  • Automatic weekly payment schedule;
  • Preapproval is required before a card application.

Is Tomo Credit Card for you?

The Tomo credit card is suitable for people who do not have a credit history, and if they do, it is limited. So, if you’ve had trouble applying for another credit card, Tomo may be right for you as it doesn’t check your credit history.

In addition, the card is also suitable for immigrants, as many of them have difficulties getting a credit card as a foreign national.

How to earn rewards?

There are some ways to earn rewards using Tomo Credit Card. See below some of them:

  • Earn 1% cash back on every purchase;
  • Refer a friend to the card and if they got approved you can earn an additional 1% for three months

It is possible to refer up to 20 friends!

Is it worth keeping it?

Yes, definitely. It is worth applying for the Tomo credit card if you are looking for a credit card with no annual fee or interest rate.

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