How to Earn 50,000 Miles and Travel More

United Explorer Card: Benefits, Requirements, and How to Apply

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Earn 50,000 bonus miles after spending $3,000 on purchases within the first three months.

Earn an additional 5,000 bonus miles by adding an authorized user within the first three months.

Miles Earning Rates:

7x miles on United flights (5x miles as a MileagePlus member + 2x miles with the United Explorer Card).

2x miles on United Airlines purchases, dining, and hotel stays.

1x mile on all other purchases.

Travel Perks:

First checked bag free for you and one companion (up to $160 per roundtrip).

Priority boarding for you and your travel companions.

Receive up to $100 credit for Global Entry, TSA PreCheck, or NEXUS application fees every four years.

25% back on United in-flight purchases of food, beverages, and Wi-Fi when using your card.

No foreign transaction fees on international purchases.

Exclusive Access:

Enjoy 2 United ClubSM one-time passes per year for lounge access, with complimentary beverages, snacks, and Wi-Fi.

Access to United Card Events with curated, private experiences such as sporting events, concerts, and more.

Protection & Insurance:

Auto Rental Collision Damage Waiver: Primary coverage for rental cars in case of theft or collision.

Baggage Delay Insurance: Reimbursement for essential purchases if baggage is delayed more than 6 hours.

Trip Cancellation/Interruption Insurance: Reimbursement for non-refundable fares due to sickness, weather, or other covered events.

Purchase Protection: Covers purchases against damage or theft for 120 days.

Extended Warranty Protection: Adds an extra year to eligible U.S. manufacturer warranties.


Requirements

To qualify for the United Explorer Card, you’ll need to meet the following requirements:

  • Good to excellent credit score: Typically, a FICO score of 670 or higher is recommended.
  • You must be at least 18 years old (or 21 in some states).
  • Be a U.S. resident with a valid Social Security number.
  • The card is available to new customers who haven’t received a new cardmember bonus for the United Explorer Card in the past 24 months.

How to Apply

Applying for the United Explorer Card is simple and straightforward:

  1. Visit the official website: Head over to the United Explorer Card page on the Chase website to begin the application process.
  2. Fill in your personal information: Provide your name, address, date of birth, and Social Security number. You’ll also need to include your income and employment details.
  3. Agree to the terms: Review and accept the terms and conditions, including interest rates and fees.
  4. Submit your application: Once submitted, you may receive an instant decision. If approved, you can start using your card immediately by adding it to your digital wallet (Apple Pay, Google Pay, or Samsung Pay).

For more information or to apply, visit the United Explorer Card page on Chase’s official website.

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