Wells Fargo Reflect Card

O Wells Fargo Reflec cardt It is very interesting for customers who need a fee-free option.

So, whether it’s for a large purchase or even paying off debt, the $0 introductory rate can be a big help

This is because, when finances are tight, saving on fees can make a big difference, especially when it comes to purchases with long payment terms.

Furthermore, the card has a series of advantages, in addition to not charging an annual fee, making it very interesting for those who enjoy benefits.

See all the features of this card right now!

Main benefits

Having zero fees is already a great advantage, especially if we consider that many of the most famous cards on the market do not have this difference.

However, nowadays card companies tend to offer better opportunities to customers, and this occurs through the granting of benefits.

This means that you don’t just have the possibility of making your purchases on credit in cash or in installments, as each purchase yields benefits.

These benefits can include discounts on products or services, free subscriptions and even insurance for the card itself.

In case of Wells Fargo Reflect Card, the benefits offered are:

• Road Dispatch;
• Access to the My Money Map;
• Up to $600 in cell phone protection;
• Initial balance transfer fee of 3% ($5 minimum) for the first 120 days;
• Zero Liability Protection;
• Programa My Well Fargo Deals;
• Visa travel benefits.

Above we mentioned the advantages that go beyond the card’s own services, which demonstrates that the company offers greater possibilities to customers.

But, we also have benefits related to the company’s services and the card’s unique features, which are:

• Annual fee:US$ 0
• Credit card brand:View.
• International credit card: Yes.
• Interest rate: 24% – 27.24% Variable APR
• Pros

• APR introductory period;
• No annual fee;
• Access to Visa Signature Concierge.
• Contras

• No rewards;
• Foreign transfer tax;
• Balance transfer fee.

Is Wells Fargo Reflect Card for you?

Deciding whether a card option is for you is a decision that requires a general assessment, focused on the services offered and your own consumption needs.

Therefore, before obtaining this answer, it is important that you consider the current scenario of your finances, in order to understand what do you need right now.

Speaking about the Wells Fargo Reflect card proposal, we previously saw that it stands out for its low fees and selection of extra benefits.

Therefore, this is a good option for those who need good conditions for long-term payments.

This is because, with up to 21 months 0% APR During the introduction period, you have much more flexibility to make your purchases.

This difference favors the repayment of debts, since the long term means that the payment does not weigh on the monthly budget.

Furthermore, if you need to make a high-value purchase in the long term, this card is advantageous as it does not charge fees and also offers benefits for the entire period.

What is the minimum payment on Wells Fargo reflect card?

Knowing the minimum payment allowed by a card is an important criterion in the choice process.

This is because, in some months, the bills can be heavy, and a card with low flexibility can put you in the red in this situation.

But, the good news is that the Wells Fargo Reflect card allows you to minimum payment of $25 or 1% of invoice balance.

It is worth mentioning that this option involves charging fees and interest per maturity, so it is not recommended to use it frequently.

But, for times of stress, being able to count on this possibility is certainly an excellent help!

Is it worth keeping it?

After everything we’ve seen, you certainly already have an opinion about theWells Fargo Reflect card.

This is because, based on the fees charged and benefits offered, it is simpler to determine whether or not it is worth taking up this option.

But, speaking now of an overview, this card is certainly worth it for those looking for a long and low introductory APR, in addition to the possibility of balance transfer.

So, especially if you need to pay off debt or plan a purchase with a long payment period, this is the right card!