Credit cards with quick approval for? Here you have it all

Now, getting the ideal credit card with quick approval is easier than ever. Enjoy a simple and agile experience to have your card approved without complications!

What do you want?

Credit card with cashback
Credit card with quick approval
Credit card to travel

Comparing the Wells Fargo Active Cash® Card, American Express Gold Card, and Delta SkyMiles® Reserve American Express Card

Each of these credit cards—the Wells Fargo Active Cash® Card, American Express Gold Card, and Delta SkyMiles® Reserve American Express Card—serves a distinct set of needs, from simple cash-back rewards to high-end travel perks and dining benefits. Here’s a closer look at their unique advantages and how they compare to each other.

Wells Fargo Active Cash® Card

The Wells Fargo Active Cash® Card is a fantastic option for those who want straightforward cash-back rewards.

It offers unlimited 2% cash back on all purchases, making it easy to maximize rewards without the hassle of tracking categories.

This card is especially suitable for those who prefer a low-maintenance rewards program, as every dollar spent accumulates cash back at a competitive rate.

Additional perks include a 0% introductory APR on purchases and balance transfers, providing financial flexibility for large purchases or debt consolidation.

With no annual fee, this card is ideal for budget-conscious users who want reliable cash-back rewards without extra costs.

American Express Gold Card

The American Express Gold Card shines in dining and travel rewards, making it a top pick for food enthusiasts and frequent travelers.

Cardholders earn 4x points on dining worldwide and at U.S. supermarkets (up to an annual cap), and 3x points on flights booked directly with airlines or via the Amex Travel portal.

To complement its high-earning rates, the Gold Card offers annual dining credits at select restaurants and credits for travel benefits, which can help offset the card’s annual fee.

While it comes with a higher annual fee, the robust earning potential on dining and travel, combined with exclusive credits, makes it attractive for users who can take advantage of these perks.

Delta SkyMiles® Reserve American Express Card

For frequent flyers, especially those loyal to Delta Air Lines, the Delta SkyMiles® Reserve American Express Card provides substantial travel benefits.

Cardholders earn 3x miles on Delta purchases and 1x miles on all other eligible purchases.

The standout feature of this card is the annual Companion Certificate, which allows cardholders to bring a companion on a domestic Delta flight for just the cost of taxes and fees.

Additionally, cardholders enjoy access to Delta Sky Club lounges, priority boarding, free checked bags, and complimentary upgrades on Delta flights, enhancing the travel experience.

Though it carries a high annual fee, these premium perks can quickly outweigh the cost for those who frequently fly with Delta.

Comparison Table

FeatureWells Fargo Active Cash® CardAmerican Express Gold CardDelta SkyMiles® Reserve Card
Annual Fee$0$250$550
Rewards Rate2% cash back on all purchases4x points on dining & U.S. groceries3x miles on Delta, 1x on other spend
Introductory APR0% for 15 monthsNoneNone
Bonus OffersOften includes cash bonusBonus points on sign-upBonus miles on sign-up
Travel BenefitsMinimalTravel credits, no foreign feesDelta Sky Club access, upgrades
Additional PerksCash-back simplicityDining & travel creditsCompanion Certificate, priority perks

Choosing the Right Card

  • For Cash Back: The Wells Fargo Active Cash® Card is the ideal choice for users wanting an easy, no-fee cash-back card with a simple rewards structure.
  • For Dining & Versatile Rewards: The American Express Gold Card offers high rewards on dining and U.S. groceries, with strong value from its points and annual credits, catering to those who spend heavily on food and travel.
  • For Frequent Delta Flyers: The Delta SkyMiles® Reserve Card is best for Delta customers looking for premium travel experiences, including lounge access, priority boarding, and an annual companion benefit.

Each of these cards is well-suited to different financial goals and spending habits, providing tailored benefits that maximize value based on specific lifestyle needs.

Wells Fargo Active Cash® Card

If you are looking for a card with a cashback bonus, check out this one.

See card
Delta SkyMiles Reserve American Express Card

Delta SkyMiles Reserve American Express Card

If you are looking for a cheaper card to travel, check out this one.

See card
American Express Gold

American Express Gold

If you are looking for a card with the Versatile Rewards bonus, check out this one.

See card
Trends