How does the Delta SkyMiles Reserve American Express Card work?

Since 1850 in the finance market, American Express (AMEX) is one of the best credit card financial companies. Amex offers several banking services, one of its strengths is credit cards.

Indicated for those who have a good/excellent credit score, Amex cards are becoming increasingly popular, as they have several benefits and meet the needs of different audiences.

How does it work?

This card works as a reward credit card, and it is suitable for Delta flyers. However, you can use it in your daily routine or as a second credit card. It offers a lot of benefits, including miles, discounts, points, Visa perks, etc.

Also, the Delta SkyMiles Reserve card provides cardholders money-saving perks and offers extra comfort to travelers.

What is card limit?

The minimum credit limit for Delta SkyMiles Reserve Amex card is $5,300, however, there are reports of credit limits over $20,000.

Does it have interest rates?

Regular APR: 99%-26.99% (Variable)
Purchase Intro APR: Non-applicable.
Balance Transfer Intro APR: Non-applicable.

Does it have fees?

Annual fees: $550.
Cash advance: 10% or 5% of the amount of each cash advance.
Foreign purchase transaction fee: None.

Who can get the card?

This card is designed for people who have an excellent credit score, you need to have a 690-850 credit score to be able to get the Delta SkyMiles Reserve Amex card.

How to apply for it?

It is not that hard to apply for this credit card, you just need to access Amex’s website and fill out an application. Check out below:

Personal information: Name, birth of date, nationality, email address, phone number, etc.
Contact information: Phone number and current address.
Finance information: Annual personal income, your employment status, employer contact details, etc.