Open a bank account today!

Keep reading to find out how open an account.

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Today there are several options of banks and bank accounts, so it is best to do a lot of research before you decide. 

Banks have their own branches and ATMs to make deposits, so you pay no fees to use these facilities. And you will have the support of the bank’s employees in person. Or you can use it online, after all, most banks have digital applications.



OPEN AN ACCOUNT

On Citibank’s website

The options:

  • Traditional checking account: Write checks and choose a debit card. Make free transfers, and the best thing is that you pay no annual fee!
  • Premium checking account: You will get rewards and exclusive features. For this you need to deposit a larger amount or maintain a balance in your checking account.
  • Interest-bearing checking account: You can let your money earn money for you!

To open a bank account, regardless of the bank, you will need to identify yourself, and have your documents, including social security, at hand. Usually you are asked for a token amount of money to open the account, so have a minimum amount of money. 

When you apply to open a checking account, most of the time the bank will check your score, i.e. your financial history. It is possible that your account will not be opened if you are irresponsible with money. 

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To understand the fees it is necessary that you clear all your doubts, only sign the document after you understand and are aware of the possible fees:

  • Monthly or annual charges just for having the account
  • Fees for making deposits in certain ways, such as at the teller
  • Withdrawal fees or fees for using non-bank ATMs
  • Fees for writing checks over a certain amount each month
  • Fees for overdrafts
  • Charges for paper statements

Choosing the bank

When choosing a bank, don’t hesitate to open your account with Citibank, because in addition to the many benefits, they are reliable, after all the bank have years of experience, thousands of customers, and are constantly improving their technology and resources.

Frequently asked questions:

Why is Citibank better than other banks?

Citi is a good choice for individuals looking for full-service banking and who can meet monthly account requirements to waive monthly fees. It’s also a smart choice if you live in an area with access to Citi’s high-yield savings account or use ATMs often because of its large fee-free ATM network.

Is it hard to get an account in Citibank?

It might be hard but not impossible you only need to meet the requirements.

Does Citibank have monthly fees?

To waive the $12 monthly service fee

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