How does the U.S. Bank Cash+ Visa Signature Card work?

Check it out right now with more details and see how it works, fees, interest rates, and much more.

U.S. Bank Cash+ Visa Signature is a card issued by one of the oldest banks in the US. Founded in 1863, the U.S. Bank provides such a good service, which can meet many customers’ needs.

Therefore, this card is suitable for customers who want a long-time bank that offers many financial services.

In this way, we selected one of the best credit card options that the U.S. Bank offers. The U.S. card Bank Cash+ Visa is a great option for those who want to have a card with several benefits, such as cash back.

How does it work ?

This card works as a cash back credit card that offers many types of perks and benefits. The U.S. Bank Cash+ Visa Signature card offers unique cashback rewards on gas stations, grocery stores, restaurants, department stores, fast food, cell phone providers, furniture stores, gyms/fitness centers, and much more.

Plus, it has no fees and Cash+ Visa Signature offers to its customer an attractive welcome bonus: $200 rewards bonus after spending $1,000 on eligible purchases within the first 120 days of account opening.

Check out below for more information.

What is card limit?

The credit limit varies from $300 to $20,000.

Does it have interest rates?

• Regular APR: 74%- 26.74% (Variable).
• Purchase Intro APR: 0% intro APR for 15 billing cycles on purchases and balance transfers.
• Balance Transfer Intro APR: 0% Intro APR on balance transfers for the first 15 billing cycles.

Does it have fees?

• Annual fee: $0.
• Foreign purchase transaction fee: 3% if the purchase is made in a foreign currency; 2% if it’s in U.S. dollars.
• Balance Transfer Fee: 3% of the amount of each transfer or $5, whichever is greater.

Who can get the card?

People who have a great/excellent credit score, that is, 690 or higher.

How to apply for it?

The application usually takes about 5 minutes, you just need to fill out a form on the website with the following information:

• Personal information: Name, social security number, date of birth.
• Contact information: Email address, phone number, city, zip code.
• Finance information: Primary source of income, total gross annual income.

What happens after you apply for the Blue Cash Preferred?

After submitting your application, the bank will review it, which can take 7-10 business.

Frequently asked questions:

Do rewards from the U.S. Bank Cash+ card expire?

Yes! If they are not used, rewards expire 36 months after they are earned.

What are the categories for U.S. Bank Cash+ card?

There are a lot of categories, like: TV, internet & streaming services, home utilities, select clothing stores, electronics stores.

How do I redeem rewards with the U.S. Bank Cash+ card?

You can redeem rewards as a statement credit, a U.S. Bank Rewards gift card or a deposit into an eligible account with U.S. Bank.