Which is the best credit card for you?

Keep reading to find out: How it works, fees, interest rates, and much more.

On credit card page

How does it work?

American Bank offers three types of credit cards, here we will show you which one is best for you, that fits what you are needing. 

All three cards are accepted worldwide. If the card is used without your consent, don’t worry, because the bank protects you from fraud and always warns you against fraud.

In an emergency, there is the possibility of replacing the card.

If you and a family member or someone you trust need to share the card with you, you can authorize only one user to make purchases and share the total credit limit.

To avoid late payment penalties, you can set up monthly payments through the website.

If you are looking for a credit card for travel purposes, you need to have the Platinum Plus card, because you will be rewarded for your spending.

However, if you are only looking for a cash reward, the ideal card for you is the Platinum, because on all the purchases you make in your daily life, you will get cash back.

And finally, if you need a card to improve your credit history, you should ideally get the Classic card, because it will help you improve your score, but at the same time you will be able to benefit, even though it has a $25 annual fee.

Platinum Plus Benefits:

• Frequent airport lounge 4 times
• No transaction fee for purchases outside the United States
• You earn 1 point for every $1 you spend
• No annual fee

Platinum Benefits:

• 1 point for every $1 spent
• 0% APR in the first 12 months
• 0% annual fee

Classic Benefitis:

• No foreign transaction fee
• 0% APR for 12 months

How to apply for it?

To get one of the credit cards, you will need to go to the bank’s website and follow the three-step step-by-step process:

• Personal information
• Identity verification 
• Finance information

Once you are accepted, you just have to wait for the following instructions that the site will tell you. 

Frequently asked questions:

How can I add/remove an authorized user to my credit card account?

To add/remove an authorized user from a credit card account, simply call our credit card customer service line.

What is the impact of an Authorized User’s credit history?

The bank will report the credit card activities to the credit bureaus and the history may appear on the authorized user’s credit report. 

Can an authorized user perform maintenance activities to the credit card account?

No, they cannot.