U.S. Bank Cash+ Visa Signature card

In this post, you’ll see which are the perks that U.S Bank Cash+ Visa Signature card offers its customers. Keep reading to learn more about it.

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U.S Bank Cash+ Visa Signature is a card with many unique benefits. This card is especially suitable for those who have a good credit history.

How does the U.S. Bank Cash+ Visa Signature Card work?
U.S. Bank Cash+ Visa Signature Card
How to apply
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The highlight of this card is its cash back program, in which the customer can get an attractive part of their money back.

This card comes with 0% intro APR for 15 billing cycles on purchases and balance transfer. Plus, you can redeem your rewards in any amount, thus, it gives cardholders more flexibility.

Main benefits

The card offers several benefits, including the flexibility to pay for purchases over time, various options for redeeming rewards, earning points on prepaid travel bookings, and an attractive welcome bonus for new cardholders.

Additionally, the card features a 0% introductory APR on purchases for the first 15 billing cycles, exclusive Visa Signature benefits, contactless payment capabilities, dedicated cardholder inquiry services, and immediate assistance in case of a lost or stolen card.

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The card has no annual fee and carries the Visa brand, making it accepted internationally.

The interest rate varies between 17.74% and 29.74%. Key advantages include no annual fee, an appealing sign-up bonus, and the ability to earn up to 5% cashback in two categories of your choice each quarter.

However, there are some drawbacks to consider, such as a foreign transaction fee, a limitation on the bonus cashback to only three categories per quarter, and the inability to deposit cashback into accounts outside the United States.

Is American Express Gold for you?

If you are looking for a premium card that offers several benefits, this option is ideal for you. As it is a card that offers a cashback program, you can use it in your daily life, in large purchases, and even during your travels.

How to earn cash back?

  • $200 rewards bonus after you apply online and spend $1,000 in purchases within the first 4 months.
  • 5% cash back on your first $2,000 in eligible purchases each quarter on two categories you choose.
  • 2% cashback on one everyday category: gas stations, grocery stores, restaurants.
  • 1% cash back on all other eligible purchases
  • 5% on hotels, car, and air reservations booked directly in the Rewards Travel Center

Is it worth keeping it?

Yes, it is. U.S Bank Cash+ Visa Signature card is a good cash back card suitable for people who have a good/excellent credit. With no annual fee, this card offers many bonus rewards and an attractive sign-up bonus.

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