The Wells Fargo Reflect Visa® Credit Card. 0% intro APR for 21 months

The Wells Fargo Reflete Visa credit card is an excellent option for customers who want to save on fees.

That’s because one of the most attractive features of this card and the exemption free annual for the first year, allowing you to save while enjoying your exclusive benefits.

This way, you can test the card to understand if it is ideal for your daily use, without having to pay fees.

So, if you’re looking for a card with benefits, it’s worth checking out this alternative!

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How does the card work?

The Wells Fargo Reflect Visa® Credit Card is a card that offers an initial 0% APR rate for 21 months from account opening on eligible purchases and balance transfers.

This means that for 21 months you will not need to worry about being charged this fee, which makes using the card more advantageous and economical.

After this period, the variable APR rate will be 18.24%, 24.74% or 29.99%, depending on your credit history.

Therefore, the better your credit profile, the fewer fees will be charged on your invoice.

Now talking about balance transfers made within 120 days of account opening, these qualify for the introductory rate.

Additionally, there is a 5% balance transfer fee, with a $5 minimum.

Regarding general use of the card, it behaves like a credit card like any other.

Therefore, you can make purchases in cash or in installments using the credit limit provided by the company.

But, unlike most cards, this one offers savings on fees, in addition to making monitoring easier.

If so, you can keep track of all the information about your card via the website or app.

So, this is the ideal option for those looking for practicality and advantages!

What are the main benefits offered by the Reflect Visa card?

This card offers different advantages and benefits that can be useful in different areas of your life.

To understand better, check out some of these benefits and advantages below.

Firstly, one of its main benefits is the already familiar $0 annual fee. You don’t pay anything to have this card in your wallet.

It also offers cell phone protection, whereby you receive up to $600 of protection against theft or damage to your cell phone, subject to a $25 deductible, when you pay your cell phone bill with your Wells Fargo Reflect Visa® card.

In this case, you can open up to two requests per year, and you will certainly be covered.

In addition, the card also offers personalized offers, through My Wells Fargo Deals, so you can enjoy personalized offers from multiple merchants.

Without a doubt, it’s an easy way to earn cash back as a credit to your account when you shop, eat or have fun using an eligible Wells Fargo credit card.

A very interesting benefit, considering the current security scenario in which we live, is the protection called zero responsibility.

With this protection, you are not responsible for unauthorized transactions, as long as you report them promptly after the fact.

To conclude the topic of benefits offered by this card, we cannot fail to mention access to your FICO® Score.

With Credit Close-Up℠, you have the skills to understand and track your FICO® score, increase it, or maintain it.

This way, you can sign up to receive monthly updates on your FICO® Score and personalized credit insights.

In addition to being free for Wells Fargo Online® customers, using this service does not negatively affect your score.

Eligibility

O Wells Fargo Reflection Card is designed to suit a variety of financial profiles, but it’s important to meet certain criteria to be eligible.

Typically, applicants with a solid credit history have a better chance of being approved.

This means that customers without debt, with a positive purchasing history and good banking relationships have a greater chance of approval.

Regarding other criteria, these must be consulted with Wells Fargo to ensure specific information.

This way, you can increase your chances of approval by knowing the basic requirements in advance.

So, these were the basic information about the Wells Fargo Reflect credit card.

If you’re interested, don’t miss the chance to request yours!